Meet & connect with like minded people in Silicon Valley

This is what I love about Silicon Valley. It has the resources, people and culture to give you the opportunity to connect with like-minded individuals, get involved in engaging conversations and even bounce ideas off each other.

The high-tech industry back in Sydney is nothing compared to what is available in Silicon Valley. There has been a recent shift in greater awareness and acceptance of the value that can be gained by investing in high-tech ecosystems but it’s still a slow process and is a decade behind what Silicon Valley has to offer today. It isn’t happening fast enough and let’s face it, there is no place in the world like Silicon Valley. Bradford Cross discussed historical perspective and challenges of the widespread efforts to reproduce Silicon Valley in cities across the world. In a nutshell it’s too hard to compete with culture and century of history in Silicon Valley. Bradford’s article is worth a read to understand the history and value Silicon Valley has brought to the world and which it will continue into this century.

Where to connect with like-minded people

So you are in Silicon Valley and want to connect with like-minded people. Here is a breakdown list of where you can start. At first attend as many of these as possible until such time when you have tuned to those that add value to your needs.

The no.1 best place to start is meetup.com. Meetup.com (also called Meetup) is an online social networking portal that facilitates offline group meetings in various localities around the world. The site has the tools to allow facilitators and people interested in meeting up to make this connection seamless and pain-free.

Meetup.com believes that people can change their personal world, or the whole world, by organizing themselves into groups that are powerful enough to make a difference. Thus you will see a huge pool of meetups in the bay area (Silicon Valley). Everything from:

  • Stanford Bases: Stanford University’s entrepreneurship group with one of the largest student entrepreneurship groups in the world dedicated to cultivating the next generation of entrepreneurs in Silicon Valley and beyond.
  • Hacker Dojo: Located around the corner from my place (in Mountain View) is a place for hackers to hang out and code. Also the home of Android weekly developer meetings and monthly presentations from cloud companies.
  • Googleplex: Hosting Silicon Valley Google Technology Users offers members who develop applications using Google technology to connect and present their projects.
SV-GTUG members
  • Jewish High Tech Community: Helps improve the quality of life in the Silicon Valley for Jewish people working in and around technology by educating them about important trends and issues in technology.
  • Yahoo’s LAMP meetup every month to share Yahoo’s experience and provide an environment to learn from each other.
  • Facebook also recently started hosting events.
  • Not to mention a host of others at Facebook Fund, Nokia, Adobe et al. Visit meetup.com and find a group which interests you.
  • Yahoo’s Upcoming has a number of events too – http://upcoming.yahoo.com/
@ iPhone meetup - Jerad Hill from http://dailyappshow.com/

And yes, most of these places provide budding explorers with pizza & drink to keep the bellies full.

@ Twitter meetup - OneRiot http://www.oneriot.com/ presenting

If you see me at one of these meetings please say hi! I love meeting and connecting with like-minded individuals. I like to look at people I don’t know yet as friends I haven’t met yet. Say g’day to this Aussie 🙂

Ernest

Links mentioned in this post:

The Next Silicon Valley
http://measuringmeasures.com/blog/2010/8/9/the-next-silicon-valley.html

Stanford Bases
http://bases.stanford.edu/

Meetup.com
http://meetup.com/

Jewish High Tech Community
http://www.jhtc.org/

Things to do in Silicon Valley + San Francisco

Things To Do in Silicon Valley, The Bay Area & in San Francisco.

So you decided to visit Silicon Valley and/or San Francisco and want to know where to go. Here is a hand full of places in Silicon Valley and San Francisco you can visit during your stay. Of course there is plenty more to do and see then what’s listed below, but this should be a good start for you. Don’t forget to read public transport options so you know how to get around Silicon Valley and San Francisco.

Things To Do in Silicon Valley (south bay)

Silicon Valley is suburbia, sprinkled like candy with many high-tech firm and great places to eat. It is nothing what you expect and must be experienced to be enjoyed.

University Avenue & Stanford University, Downtown Palo Alto
You can’t go wrong here. There are plenty of great restaurants to eat at, shops to explore and Stanford University is just round the corner (across El Camino Real).

Stanford University is enormous. There are plenty of free shuttle buses from Palo Alto CalTrain (on University Ave) which can take you directly to and around Stanford University. The University is beautifully located on a large piece of land surrounded by trees, grass lands and mountains. You can freely walk through the grounds and enjoy the Spanish-colonial style building architecture. Drop by the library and the gift shop if you want to get yourself some merchandise.

The road leading out of Stanford University is called University Avenue and heads directly into Palo Alto downtown. Downtown is full of great restaurants and shops.

Some of my favorites places to eat there:

  • Cheese Cake Factory – largest menu of choices you will ever see. And their cheese cake’s are like no other. Simply delicious.
  • La Strada Ristorante Italiano – nice little Italian place with great Seafood Marinara and delicious thin crust Pizzas.
  • Zibibbo – outstanding food & presentation and they know how to match the wine to your meal. They are a part of a larger group called Restaurant LuLu. Their San Francisco LuLu Restaurant is just as superb.

Castro Street, Downtown Mountain View
This is my home town and also another great place for dining and mixing with the locals.

Downtown Mountain View, Castro Street – one of the things to do in Silicon Valley
  • Red Rock Cafe – if you want to feel experience a hackers atmosphere then this is the place to be any evening during the week. Grab an Avalanche (a better version of Starbucks Frappuccino), connect to the free wi-fi on your laptop and absorb the energy in the room. You will no doubt also find me there. Check out my post on Red Rock here.
  • East West Bookstore – known as a spiritual bookstore, it is the source for expansive ideas, a retreat from ordinary life, and a gathering place in support of community ideals and spiritual growth. It was founded by a monk by the name of Swami Kriyananda who is the author of over 100 books and the composer of over 400 pieces of music. If you are into spiritualism then you will find this place valuable + it’s across the road from Red Rock.

Some of my favorites places to eat at Castro Street:

  • Gelato Classico Italian Ice Cream – you won’t look at another ice cream again after having some of these. Try the Tiramisu Gelato, there is something super tasty about it.
  • Tomi Sushi – this place is a must for dinner. The sushi here melts in your mouth, it’s reasonably priced ($16 dinner combination) and the atmosphere & setup is authentic Japanese. including the chefs.

Santana Row
Santana Row is an upscale shopping, housing, dining and entertainment complex in San Jose, California. Westfield Valley Fair is located just to its north, on the other side of Stevens Creek Boulevard, and the Winchester Mystery House just to the west, across Winchester Boulevard.

High-tech companies to drop by for a picture

  • Googleplex – a must! Located at 1600 Amphitheatre Parkway Mountain View. You will see plenty of Google bikes around which the Googlers use to move around between the campuses. Something is always buzzing around here. From the T-rex in the courtyard, outside swimming pool to the university style feel atmosphere.
  • If you venture a tad down the road you will come across the Android complex with the large statue of the Android robot next to a cupcake and around the corner Mozilla & LinkedIn Corporations. If you run into some sheep don’t worry, they are working for Google eating cutting down the grass.
  • HP (Hewlett-Packard) & Symantec – because they are right next to each other on Ellis St in Mountain View and the HP founders are famous for having kick started what is known today as the Silicon Valley.
  • While you’re in Mountain View, check out the other tech companies located in Mountain View. There are plenty here!
  • Facebook is located on 1601 S California Ave, Palo Alto. Although there is not much to see from the outside. See my post on Facebook’s Open Graph Protocol (OGP) where I have included a picture of the building. Again not much to see but if you have it on your to-do list then why not.
Me at Googleplex for lunch – a must on the things to do in Silicon Valley

For more high-tech companies in Silicon Valley mapped out on a nice map of the bay area, check out my blog post located here.

Attend a Meetup
If you have the time try to go to one of the popular meetup groups. There is always a buzz in the air, plenty of energy and interesting people to connect with + score a free pizza & coke. Read my prior blog post on which meetups to attend.

Recapping the popular meetups:

  • Hacker Dojo: Located around the corner from my place (in Mountain View) is a place for hackers to hang out and code. Also the home of Android weekly developer meetings and monthly presentations from cloud companies et al.
  • Googleplex: Hosting Silicon Valley Google Technology Users offers members who develop applications using Google technology to connect and present their projects.
  • Yahoo’s LAMP meetup hosted every month to share Yahoo’s engineering efforts and provide an environment to learn.
  • Stanford Bases: Stanford University’s entrepreneurship group is one of the largest student entrepreneurship groups in the world dedicated to cultivating the next generation of entrepreneurs in Silicon Valley and beyond.
  • The Silicon Valley NewTech Meetup Group [SVNewTech] – always fills up in minutes once the reservations open with over 200 people attending each month.
  • The Silicon Valley iOS Developers’ Meetup – another one which fills up with over 100 people attending each month.
Things to do in Silicon Valley on a Google Map

Things To Do in San Francisco (the city)

San Fransisco is a city of micro climates. You can notice the difference as you drive up 101 or 280 and the weather changes from a beautiful sunny day to overcast & cloudy. So check the weather online before setting off on you trip from the valley into the city.

Lombart Street & Zig Zag Street
Lombart Street is famous for having steep hills. The Russian Hill part of Lombart Street intersecting with Van Ness Ave is the start of the most steepest hill in San Francisco. It must be driven up to be experienced. As you drive look back for a second to get a glimpse of the street’s sharp inclination.

Once you reach the top, you will be greeted by the most famous “Crookedest Street in the World.” with a 40-degree slope and tight hairpin turns. It is lined with houses and beautifully manicured gardens. It’s worth walking and driving down it.

San Francisco – Lombart Street at night

Fisherman’s Wharf
It is the northern waterfront area of San Francisco and a famous tourist location. It is best known for being the location of Pier 39 & it’s blubbery sea lions, San Francisco Maritime National Historical Park, the Cannery Shopping Center, Ghirardelli Square, a Ripley’s Believe it or Not museum, the Musée Mécanique, the Wax Museum at Fisherman’s Wharf, Forbes Island and restaurants and stands that serve fresh seafood, most notably Dungeness crab and clam chowder served in a sourdough bread bowl. It is also the place where you can organize a trip to Alcatraz (ref The Rock movie with Sean Connery) – which is clearly seen from Pier 39.

Cobb’s Comedy Club
My favourite comedy club! Headliners who performed at Cobb’s Comedy Club are regular guests on The Tonight Show with Jay Leno and The Late Show with David Letterman. Many have their own comedy specials on Comedy Central and HBO and can be seen starring in movies and on television.
More here: http://www.cobbscomedyclub.com/

Samovar Tea Lounge
Fanastic place to start your day with a nice selection of teas. There are 3 unique locations: Samovar Yerba Buena Gardens, Samovar Mission-Castro, and Samovar Hayes. Yerba Buena Gardens is my favorite for it’s atmosphere and unique location.
Website: http://samovarlife.com/

Dinner

  • LuLu Restaurant – great service, reasonably priced food and always fresh and tasty.
  • One Market Restaurant – awarded a Michelin Star for its excellence. If you have extra cash laying around this place is worth a visit.
  • Burger Bar – never disappoints, if all you want is a burger. Try the Kobe Beef Burger – it comes from Wagyu cow and the Kobe beef is rich, tender and juicy and cannot be matched by any other beef.

Nightlife

  • Vessel – located in the heart of San Francisco’s Union Square district, Vessel represents a luxurious lounge of signature San Francisco style and elegance.
  • RubySkye – another club located in the heart of San Francisco’s Union Square district in the famed theatre district, Ruby Skye is San Francisco’s premiere Nightclub and Special Event Venue.
San Francisco – Golden Gate Bridge. North of SIlicon Valley.

More Things to do in Silicon Valley?

This should keep you busy during your visit. There are also great posts by the Y Combinator team on things to do while you’re in Silicon Valley here:

Startup School – Things to do (other than Startup School)
http://wiki.startupschool.org/doku.php?id=having_fun_in_the_bay_area

Paul Graham – Where to See Silicon Valley
http://www.paulgraham.com/seesv.html

Steve Blanks – A Visitors Guide to Silicon Valley
http://steveblank.com/2011/02/22/a-visitors-guide-to-silicon-valley/

If you know / have heard of other cool places please share it with the rest of the readers here by placing it into the comments section below.

Happy exploring!

Other related posts of value:

Public Transport in Silicon Valley

http://www.theroadtosiliconvalley.com/transport/public-transport-commuting/

Major roads in Silicon Valley
http://www.theroadtosiliconvalley.com/transport/major-roads-silicon-valley/

Red Rock – hackers hangout
http://www.theroadtosiliconvalley.com/local-stuff/red-rock-hackers/

Ernest

Mountain View, the heart of Silicon Valley

After spending a good deal moving around between apartments, I decided to call Mountain View my home. Mountain View is a city in Santa Clara County, in the San Francisco Bay Area. It is named for its views of the Santa Cruz Mountains. The city shares its borders with the cities of Palo Alto, Los Altos, and Sunnyvale, as well as Moffett Federal Airfield and the San Francisco Bay. As of the 2000 census, the city had a total population of 70,708. For more information about Mountain View visit this Wikipedia article.

Downtown Mountain View, Castro Street - love the mountains

Downtown Mountain View is the place to be for food and hanging out at Red Rock. Great cafes, bars and restaurants are located on Castro Street. The picture above is of Castro Street. It’s always busy here even late into the night and you are surely going to spot a number of sport and luxury cars like Audi R8, Porsche 911 GT4 et al.

Downtown Mountain View, Castro Street
Microsoft bus shuttle service thru Mountain View

Mountain View is a cute little town home to many high technology companies.

Tech companies located in Mountain View

Here is a list of high tech companies you would have heard or know of that have their head office located in my new home town, Mountain View.

Coupons.com
The leader in digital coupons, including online printable, social, mobile and loyalty card promotions. The billion dollar company, Coupons, Inc. is the driving force in transforming the multi-billion dollar coupon industry and ushering it into the digital world. http://www.coupons.com/

GooglePlex
Headquarters of the multinational public cloud computing, Internet search, and advertising technologies corporation. The company was founded by Larry Page and Sergey Brin, often dubbed the “Google Guys”, while the two were attending Stanford University as Ph.D. candidates.
http://www.google.com/

Y-Combinator
Y Combinator is an American seed-stage startup funding firm, started in 2005 by Paul Graham, Robert Morris, Trevor Blackwell, and Jessica Livingston. Y Combinator provides seed money, advice, and connections at two 3-month programs per year. In exchange, they take an average of about 6% of the company’s equity.
http://www.ycombinator.com/
Also the group behind extremely popular hacker news site:
http://news.ycombinator.com/

Symantec Corporation
The largest maker of personal computer security software. Symantec’s consumer antivirus and data management utilities are marketed under Peter “Norton’s” name.
http://www.symantec.com/

eLance
Provides an Internet virtual marketplace for freelancers and freelance agencies to negotiate work contracts with businesses that hire independent professionals and agencies.
http://www.elance.com/

LinkedIn
Is a business-oriented social networking site mainly used for professional networking.
Very common amongst business and technology professionals.
http://www.linkedin.com/
I’m on LinkedIn – let’s connect: http://www.linkedin.com/in/semerda

Mozilla Corporation
Developer of Internet-related applications such as the famous Mozilla Firefox.
http://www.mozilla.com/

Mint.com
Mint.com is a free web-based personal financial management service allowing users to track bank, credit card, investment, and loan transactions and balances through a single user interface.
Personally this is the BEST financial product I have ever used online!
http://www.mint.com/

23andMe
Privately held personal genomics and biotechnology company founded by Anne Wojcicki and married to Google co-founder Sergey Brin.
http://www.23andme.com/

Google WiFi for Mountain View is provided free of charge to all Google customers in Mountain View as part of Google’s efforts to reach out to their hometown. It’s not the quickest but it works well with Google Voice and when surfing the web at one of the cafe’s in the area. Look out for a WiFi connection called “GoogleWiFi”. Kudos to Google!

Me (Ernest) at Googleplex

The full list of companies can be found here:
http://en.wikipedia.org/wiki/Category:Companies_based_in_Mountain_View,_California

Who would have thought that one day I’d be passing every morning VeriSign, Symantec, HP and eLance on my way to work. And around the corner from where all these companies are is the Lockheed-Martin air base so I get to see some cool planes fly around. Still waiting for that UFO experience!

Ernest

Major roads in Silicon Valley

We flew down the twisty mountain road in a metallic gray VW Jetta. The wheels screeching tightly to the apex as I took the corner holding the steering wheel at 9 & 3 o’clock. Yes I was taught to drive this way at a rally school back in Sydney (Australia). The Jetta was a hire car. The surroundings screamed past us as I demonstrated to my friend how to take the apex on sharp corners for a smoother tight turn. Then we noticed a group of bicycle riders heading straight toward us. Well this is odd, I said. What are they doing on our side of the road. Oh crap, “we” are on the wrong side of the road. I jabbed the steering wheel to the right to get the car back onto the “right” lane. As soon as we did this a car zoomed round the corner on the right side of the road. We avoided a collision. Missed by that much.

You may already know this but in America everyone drives on the “right” side of the road. In Australia it is the left side. Today about 66.1% of the world’s people live in right-hand traffic countries and 33.9% in left-hand traffic countries. Being Australian I fell into the 33.9%. However it was time to adjust to the 66.1% and learn to drive on the right side of the road. In the beginning it takes some getting to used to. I found that having a non-Australia passenger in the car helped. Every time I would drift to the left (wrong side of the road) I would be instantly slapped back into gear avoiding another collision.

Unfortunately in the story above I was with another Australian and thus for us being on the left hand side felt comfortable so no internal alarms were set off until we noticed strange traffic patterns. I love telling that story because we spent so much time on the wrong side of the road feeling all comfortable until a shock later and we learnt one valuable lesson.

Roads are wide and big

One of the 1st things you will notice in Silicon Valley and well America in general, are that the roads are massive. Kramer (from Seinfeld) wasn’t exaggerating when he adopted a piece of the American freeway and showed us how wide the lanes are. They are huge here. You can practically dance around in your car on one. Not only that, most freeways have 4-5 lanes each way. That in comparison to Sydney (Australia) where the Sydney Orbital (freeway that takes traffic around Sydney) is 2 lanes each way – that explains the traffic issues!

Major roads in the valley

Major roads in Silicon Valley – from left in green: 280, El Camino & 101

There are 3 major roads you can travel up and down the valley. They are, starting from the left (see map above in green):

a.       280Interstate 280 (I-280) is a 57 mile (92 km) long north–south Interstate Highway in the San Francisco Bay Area of Northern California. It connects San Jose and San Francisco, running along just to the west of the cities of San Francisco Peninsula for most of its route. This is what I call the sceanic route and you get to see the fog roll into the valley over the mountains – looks scary & beautiful when it’s happening (see pic below).

b.       El Camino RealEl Camino Real (Spanish for The Royal Road, also known as The King’s Highway) runs between the 280 and 101 through all the major cities in the valley. It is the road to take if you intend to do some shopping / food hopping during your drive.

c.      101U.S. Route 101 (US 101) is one of the last remaining and longest U.S. Routes still active in the state, and the longest highway of any kind in California. From San Jose to San Francisco, Highway 101 is known as the Bayshore Freeway as it passes through Palo Alto and the other major communities along the San Francisco Peninsula.

When going to San Francisco for dinner or to party I like to take the 101 if I want to get there quicker or the 280 if I’m in the mood for a scenic drive. On the 280 you will get to see a lot of eagles (American National Emblem) and that famous fog San Francisco is so famous for. The fog starts rolling in around 5-6ish in the afternoon as demonstrated in the pic below.

The fog rolling in over the mountains towards 280

American’s drive fast

Yes it’s true. American’s drive fast on both 280 & 101. I have a heavy foot but still find myself trying to keep up to the average traffic speed of 80 miles (128 km) per hour. In America as long as you are not driving dangerously a cop wont bug you. That sort of explains the mutual traffic flow at high speeds – mutual agreement. I love it.

So you have 3 roads to choose from when heading up and down the valley. This is great and has the power to beat boredom by allowing you to alternate your routes and keep the drive different. Now that you know your roads, it’s important that you know contact an attorney after a car accident. Is it worth hiring an attorney for a car accident? Yes, it is. Contact New York truck accident lawyers for immediate legal assistance.

Here’s to safe and happy driving!

Ernest

Transport infrastructure in the valley

They called me the VW Jetta pirate! Thanks to my buddies at Enterprise Rent-A-Car I would always get a great weekend hire deal and roll out in my choice of a car, a nice clean VW Jetta. I was set for the weekend to start exploring and settling in Silicon Valley.

My 1st Jetta hire from Enterprise car rental in Silicon Valley

Choose your weapon

The most common ways to travel up and down the valley:

a.       Enterprise Rent-A-Car – is the cheapest car rental service I found in the valley. They also have a huge range of cars to choose from. Hiring a car is straight forward and no you “do not” need an international drivers license. So do not waste your AUD50 in Australia getting that useless paper from NRMA. All you need is your Australian driverse license and your set to go within few minutes. Enterprise website even has online booking so you can take care of all the paperwork online and just drop in and pickup the car from your closest provider. Make sure you read my post on car rental hidden costs so your well prepared before renting a vehicle.

a.       VTA (Valley Transportation Authority) – has both buses and light rail operating within the local county. The buses travel up and down El Camino Real and cost a few bucks pending on the distance you want to travel. There are stops on El Camino Real every few hundred meters so be prepared for frequent stops and longer journey times. The buses and light rail are high tech with display & computerized voice giving you updates what street you are approaching. The buses also lower forward so you can attach your bike to the front – that’s a neat setup. While the light rail always carry a middle carriage for bike storage.

b.      ZipCar – wheels when you want them is a no obligation share a car service. You sign up on their site and whenever you want a car all you pay for is the per hour hire, nothing else and when your done just drop the car off at a predefined location. This service is more popular in big cities like San Francisco and San Jose where street parking is a nightmare hence the market for such a business.

c.      CalTrain – diesel driven locomotives pull cars of people up and down the valley. These trains stops at most major towns along the way and are very noisy (see my post of apartment hunting to get an idea how noisy). However they do move quickly and the “baby bullet” service is a few stops direct line from San Jose to San Francisco. I would be on these at least once a week when heading into San Francisco. A ride from Mountain View to San Francisco on one of these costs around $6 one way.

CalTrain

Finally, don’t catch any taxi’s. They are a rip-off. One trip from the SFO to Mountain View (20 miles / 32 km) once cost me USD100 + tip. That was my first and only time I would be catching a cab in the valley. And if you need to travel to a different state, flying private with Jettly is sometimes cheaper and more convenient compared to commercial flights.

Happy traveling!

Ernest

Stuff to do before you leave Australia for Silicon Valley

To guarantee a safe and relaxed atmosphere while abroad, here is a bunch of things you should sort out before leaving Australia. This list is based on stuff I had to do. Note, the following is only after you have decided that you are going to become a non-resident for Australian taxation purposes. This you become automatically if you consider yourself “living” overseas and are not going on a limited short term contract or transitory fly in.

For me, I am a non-resident for Australian taxation purposes. But the help of companies such as the best local movers are still necessary.

Note: The following is NOT advise. It is what I did and I'm sharing
this with you. I highly recomment you seek expert advise from a
financial / tax specialist like http://smats.net who I use to take care
of all financial needs. Yes I searched long and hard to find these
guys since most financial / tax specialists I spoke to in America
were unsure how to best manage my international investments in
light of also being a full time tax resident in America.

Stuff to do before you leave Australia

  • Notify your banks and inform them that you are leaving Australia and thus are a non-resident for tax purposes. This will allow your banks to automatically deduct 10% from your interest when it is credited to your account. Also repay off any debts that you might have taken, for you wouldn’t want moorcroft debt recovery company to be tailing you all the way to Australia.
  • I left my Superannuation where it is. You now have the right to pull it out should you be in a financial hardship but it’s safer to leave it there in case you return. Also it’s not worth making any superannuation contributions whilst you are abroad since no tax deducation is available to make this a worthwhile excercise.
  • If you have a family home in Australia it is best to rent it out. I did., als we got a caring service at https://www.fidelishomecare.com/alzheimers-care/ for one of the elders at our house.
  • However it becomes a taxable income in Australia and must be reported to the ATO. However all costs related to the ownership are claimable and offset any tax. Basically your family home becomes an investment property and you will start accumulating tax credits should you return back to Australia. Tax credits can be used later to offset your taxable income once you start working in Australia potentially providing years of tax free income. Of course pending on the amount of investment property you have to do this. With HomesEh, the Canadian property market is at your fingertips. Dream big, search smart, and settle happily.
  • If you have property investments and are they receiving an income you will need to file an Australian Tax return every year. Find a good real estate holding company and accountant who you can rely on to look after your investments and have the ability to communicate via email with them. You want to make sure your assets are well protected and you have a team of specialists who will look after your best interest. What is good cash on cash return if you use your home as a rental unit.
  • HECS (if you still own it) will continue to be due should your taxable income in Australia be over the $36K mark. Else there is no requirement to repay the loan unless you wish to make voluntary payment. I’m lucky to have repaid mine a few years back. Before you leave, try to repay it if you can so you don’t have this cloud over your head while abroad.
  • Your Australian credit cards are worth keeping. If you have credit cards with annual payment just keep them running. There is nothing more damaging then to shut down your credit card and have your credit history erased. Also should you visit Australia (and you will) you will want to use one of those credit cards to make payments. Just make sure you have repaid your credit card dept before leaving Australia.
  • Finally, nominate someone you can trust to be your mail handler. You will still receive mail and will want to make sure that this person you trust can either scan the mail and email it to you. You can also check out http://www.earthclassmail.com/ which scan your postal mail and emails it to you automatically for a very reasonable fee.

Now your set to go and explore the new land of opportunity.

Ernest